Nat Geo had an insightful series on the decades past. It featured President Clinton off course. One analyzed it thus: if you have a leak in the house, you get a plumber to do the job, no matter how his personal life goes.
So with mediation. We do not go about moralizing, when dealing with creditors. We just tackle the dispute at hand by having both sides come to a compromise schedule of payment that is doable.
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